Adadin REPO ya kasance baya canzawa a 6.5%.
Kuɗin REPO ko 'Zaɓin Sake Siyayya' shine adadin da Babban Bankin ya ba da rancen kuɗi ga bankunan kasuwanci ko cibiyoyin kuɗi a kan tsaro. Canje-canje a cikin Repo Rate yana shafar kwararar kuɗi a kasuwa don haka haɓaka da hauhawar farashi. Ƙananan kuɗin REPO yana ƙara samar da kuɗi kuma yana faɗaɗa tattalin arziki amma hauhawar farashin kayayyaki ya tashi yayin da yawan kuɗin REPO ya rage yawan kuɗin kuɗi a kasuwa kuma yana hana ci gaban tattalin arziki, amma hauhawar farashin kayayyaki ya kasance a karkashin kulawa.
Shawarar kiyaye ƙimar REPO baya canzawa don wannan taron kawai.
Yawan Ci gaban GDP da ake tsammani shine 6.5%
Haɓakawa ya yi laushi amma ya kasance a matakin mafi girma. Ana sa ran yin matsakaici a cikin 2023-24.
RBI Jawabin Gwamna
Isar da Bayanin Manufofin Kuɗi na RBI na kowane wata ta hanyar tashar YouTube ta RBI a yau, Gwamnan RBI Shaktikanta Das ya sanar da cewa Kwamitin Kula da Kuɗi ya yanke shawara gabaɗaya don kiyaye adadin kuɗin da ba a canza ba a kashi 6.50 cikin 6.25 tare da shirye-shiryen yin aiki, idan lamarin ya faru. haka garanti. Sakamakon haka, ƙimar wurin ajiyar kuɗi (SDF) ba zai canza ba a kashi 6.75 cikin ɗari da ƙimar wurin zama (MSF) da ƙimar Banki a kashi XNUMX cikin ɗari.
Gwamnan ya lura cewa hauhawar farashin kayayyaki ya fi abin da aka yi niyya kuma idan aka yi la’akari da matakin da yake a yanzu, ana iya daukar matakin na yanzu a matsayin madaidaici. Don haka, MPC ta yanke shawarar ci gaba da mai da hankali kan janye masauki.
Yayin da yake lura da cewa ayyukan tattalin arziki na ci gaba da jurewa a cikin sauye-sauyen yanayi a duniya, Gwamnan ya sanar da cewa, ana hasashen samun ci gaban GDP na Indiya na hakika a shekarar 2023-24 zuwa kashi 6.5 cikin dari, tare da Q1 a kashi 7.8; Q2 a 6.2 bisa dari; Q3 a 6.1 bisa dari; kuma Q4 a 5.9 bisa dari.
Gwamnan ya sanar da cewa an yi hasashen hauhawar farashin kayayyaki na CPI zuwa matsakaicin kashi 5.2 cikin 2023 na shekarar 24-1; tare da Q5.1 a 2 bisa dari; Q5.4 a 3 bisa dari; Q5.4 a 4 bisa dari; da Q5.2 a XNUMX bisa dari.
Gwamnan RBI ya sanar da ƙarin matakan biyar, kamar yadda aka bayar a ƙasa.
Haɓaka Kasuwar Haɗin Kan Tekun Ba za a iya bayarwa ba
Gwamnan ya yi bayanin cewa bankunan da ke Indiya tare da IFSC Banking Units (IBUs) tun da farko an ba su izinin yin mu'amala a cikin kwangilolin da ba za a iya bayarwa ba (NDDCs) Rupee (INR) tare da wadanda ba mazauna ba da kuma sauran bankunan da suka cancanta suna da IBUs.
Yanzu, bankunan da ke da IBU za a ba su izinin ba da NDDCs da suka haɗa da INR ga masu amfani da mazauna a cikin kasuwar kan teku. Gwamnan ya sanar da cewa wannan matakin zai kara zurfafa kasuwar hada-hadar kudi a Indiya tare da samar da ingantacciyar sassauci ga mazauna wajen biyan bukatunsu na shinge.
Haɓaka Ingantattun Hanyoyin Gudanarwa
Gwamnan RBI ya sanar da cewa za a samar da amintacciyar hanyar yanar gizo ta tsakiya mai suna 'PRAVAAH' (Platform for Regulatory Application, Validation And AutHorisation), don baiwa ƙungiyoyi damar neman lasisi / izini ko amincewar tsari daga Bankin Reserve. A cikin layi tare da sanarwar Budget 2023-24, wannan zai sauƙaƙa da daidaita tsarin na yanzu, inda ake yin waɗannan aikace-aikacen ta hanyar layi da kan layi.
Gwamnan ya sanar da cewa tashar za ta nuna iyakokin lokaci don yanke shawara kan aikace-aikacen / amincewa da ake nema. Wannan ma'auni zai kawo ingantattun ingantattun matakai a cikin tsari da kuma sauƙaƙa sauƙi na yin kasuwanci ga ƙungiyoyin bankin Reserve.
Haɓaka Mashigin Yanar Gizo Mai Tsarkake don Jama'a don Neman Adadin da Ba a Da'awar Ba
Gwamnan ya lura cewa a halin yanzu, masu ajiya ko wadanda suka ci gajiyar ajiyar banki na shekaru 10 ko sama da haka, sai sun shiga gidajen yanar gizo na bankuna da dama don gano irin wadannan kudaden.
Yanzu, don haɓakawa da faɗaɗa damar masu ajiya / masu cin gajiyar damar samun bayanai kan irin waɗannan kudaden da ba a da'awar, an yanke shawarar haɓaka tashar yanar gizo don ba da damar bincika a cikin bankunan da yawa don yuwuwar adibas da ba a nema ba. Wannan zai taimaka wa masu ajiya/masu amfana wajen dawo da kudaden da ba a karba ba, in ji Gwamnan.
Hanyar Magance Korafe-korafe da ke da alaƙa da Rahoton Ba da Lamuni ta Cibiyoyin Kiredit da bayanan ƙirƙira da Kamfanonin Bayanan Kiredit suka bayar.
Tunawa da cewa Kamfanonin Bayanin Kiredit (CICs) kwanan nan an kawo su ƙarƙashin
A bisa tsarin Babban Bankin Integrated Ombudsman Scheme (RB-IOS), Gwamnan ya ba da sanarwar cewa za a aiwatar da matakai masu zuwa:
- hanyar biyan diyya don jinkirin sabuntawa / gyara rahotannin bayanan bashi
- tanadi don faɗakarwar SMS/ imel ga abokan ciniki a duk lokacin da aka sami isar da rahotannin bayanan kuɗi
- tsarin lokaci don haɗa bayanan da CICs suka karɓa daga Cibiyoyin Kiredit
- bayyanawa kan korafin abokin ciniki da CICs suka samu
Wadannan matakan za su kara inganta kariya ga masu amfani, inji Gwamnan.
Aiki na Layin Kiredit da aka riga aka ba da izini a Bankunan ta hanyar UPI
Gwamnan ya lura cewa Unified Payments Interface (UPI) ya canza yadda ake biyan diyya a Indiya kuma ya tuna yadda aka yi amfani da ƙarfin UPI don haɓaka sabbin kayayyaki da fasali daga lokaci zuwa lokaci. Gwamnan ya sanar da cewa a yanzu an yanke shawarar fadada iyakokin UPI ta hanyar ba da izinin gudanar da layukan lamuni da aka riga aka yi wa izini a bankuna ta hanyar UPI. Ya kara da cewa, wannan shiri zai kara karfafa kirkire-kirkire.
"Dole ne a ci gaba da yaki da hauhawar farashin kayayyaki"
Gwamnan ya jaddada cewa har yanzu ba a gama yaki da hauhawar farashin kayayyaki ba. “Har yanzu aikinmu bai kare ba kuma dole ne a ci gaba da yaki da hauhawar farashin kayayyaki har sai mun ga raguwar hauhawar farashin kayayyaki kusa da abin da ake bukata. Mu a shirye muke mu yi aiki yadda ya kamata kuma cikin lokaci. Muna da yakinin cewa muna kan turbar da ta dace don rage hauhawar farashin kayayyaki zuwa matakin da aka yi niyya a kan matsakaicin lokaci.”
Gwamnan ya sanar da cewa Rupee na Indiya ya tashi cikin tsari a cikin kalandar shekara ta 2022 kuma yana ci gaba da kasancewa a cikin 2023 kuma. Wannan yana nuni ne da ƙarfin tushen tattalin arziƙin cikin gida da juriya na tattalin arziƙin Indiya ga zubewar duniya.
Manufofin mu na waje sun inganta sosai, in ji Gwamnan RBI. Ma'ajiyar musaya ta ketare ta sake dawowa daga dalar Amurka biliyan 524.5 a ranar 21 ga Oktoba, 2022 kuma yanzu ya haura sama da dalar Amurka biliyan 600 la'akari da kadarorinmu na gaba.
"Mun tsaya tsayin daka a kan kokarinmu na tabbatar da kwanciyar hankali"
A ƙarshe, Gwamnan RBI ya lura cewa tun farkon 2020, duniya tana cikin wani yanayi na rashin tabbas; duk da haka, a cikin wannan yanayi mai ban tsoro, bangaren hada-hadar kudi na Indiya ya kasance mai juriya da kwanciyar hankali, in ji shi. “Gaba ɗaya, faɗaɗa ayyukan tattalin arziki; matsakaicin da ake tsammani a cikin hauhawar farashin kaya; haɓakar kasafin kuɗi tare da mai da hankali kan kashe kuɗi; gagarumin raguwar gibin asusu na yanzu zuwa ƙarin matakai masu dorewa; da kwanciyar hankali matakin ajiyar musaya na kasashen waje ci gaba ne maraba da zuwa wanda zai kara karfafa zaman lafiyar Indiya. Wannan yana ba da damar manufofin kuɗi su ci gaba da mai da hankali kan hauhawar farashin kayayyaki. Gwamnan ya jaddada cewa tare da hauhawar hauhawar farashin kayayyaki, mun tsaya tsayin daka tare da jajircewa wajen neman daidaiton farashin wanda shine mafi kyawun garantin ci gaba mai dorewa.
Taron Jarida na Manufofin Kuɗi na Baya
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